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Unicover: Auto dealer insurance

Unicover® Auto dealership insurance: protect what you love

The Unicover® insurance program offers franchised auto, motorcycle, powersports and RV dealerships a combination of coverages tailored to meet their needs —all in one policy.

Unicover® includes:

  • Commercial Property – Building, Business Personal Property and Business Income
  • Commercial Crime
  • Auto Dealers Coverage Form – Auto & General Liability, Garagekeepers and Physical Damage coverage
  • Commercial Umbrella Policy
  • Employment Practices and Third-Party Discrimination Liability Policy
  • Security and Privacy Policy – Regulatory Proceedings and Privacy Breach Costs
Convenient process features:
  • Online Reports of Value (ROV) System – Report vehicle inventory value using Zurich’s online submission system.
  • Electronic Policy Deliver - Opt-in to receive policy documents electronically.
  • Zurich eZPay – Pay premiums and view billing statements online.
Value-added services:
  • Comprehensive analysis of loss exposures
  • Replacement cost estimate for buildings and equipment
  • Premises inspection for hazard identification
  • Review of current asset protection plan
  • Assess business income continuation needs
  • Thorough review and analysis of existing and recommended coverages
  • Risk-management services to help minimize loss
  • Claims services to help get back in business quickly

Discover more Zurich products and services tailored specifically for dealerships:

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Automotive Resource Hub

Check out our collection of articles, webinars, podcasts and much more to assist you with your business. These resources can help you navigate and improve within the ever-changing and evolving automotive industry.