real estate

Commercial Real Estate Insurance

Why choose Zurich for Commercial Real Estate insurance?

Zurich provides multi-line solutions for real estate firms, including Property, General Liability, Commercial Auto, Workers’ Compensation, Cyber, Employment Practices, Directors and Officers, Errors and Omissions, and International.

Targeted classes for Commercial Real Estate

  • Office
  • Retail Trip Shopping Center
  • Industrial
    • Flex Research & Development
    • Data Center
    • Light Industrial

Insurance solutions for Commercial Real Estate

 Property Coverages

General Liabilty

Auto

Broadening coverage endorsement that adds 23 extensions in one form that includes:

  • Loan/Lease Gap
  • Employees as Insureds
  • Fellow Employee
  • Hired Car loss of use
  • Hired Auto worldwide coverage
  • Waiver of Subrogation when required by contract
umbrella

Umbrella

Additional limits help protect against catastrophic claims beyond primary coverage.

Workers' Compensation

Flexible options include:
  • Level and variable dividend plans.
  • Loss sensitive programs.
  • Pay-as-you-go payroll solutions.

Directors and Officers (D&O Insurance)

Professional Liability

Zurich’s E&O insurance, also called Professional Liability Insurance, is designed to deliver solutions and peace of mind. We can help cover expenses associated with:

  • Defense costs
  • Court fees
  • Settlements or judgements
  • Crisis management
cyber

Cyber

Zurich’s Cyber Insurance Policy helps address the cyber risks customers face. Our product helps customers respond rapidly to the impacts of cyber attacks, with advice and help from dedicated cyber risk professionals.

Optional specialized coverages

  • Garagekeepers’ Liability
  • International Trip Travel

Meet our Real Estate specialists

risk-engineers-reviewing-plan

Risk Engineering

Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.

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Customer Service

Claims Services

Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.

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FAQs

When it comes to protecting commercial real estate property, potential risks can be water damage, fire and weather-related losses. In addition, slip, trips or falls that can occur on the property can also create another risk factor. Owners and management companies work together to mitigate these risks and create environments that are attractive to tenants. As social behavior shifts how we live, work and play, real estate firms may introduce new amenities and technology or shift the focus of their investments.
Real estate owners and management companies occupy a unique role in the business environment – investing in and maintaining rental properties that provide other businesses the facilities they need to thrive. Commercial real estate insurance can be a great solution, but management of business risks can make the difference between a mediocre property and a great one.