professional services accountant

Accountant and CPA Insurance

What is insurance for accounting firms and CPAs?

Businesses and individuals depend on the professionalism, accuracy and reliability of their accounting firms to help them manage financial resources, complete complex tax filings and a host of other important functions. These are relationships built on trust that can be impacted by a variety of risks, from errors and omissions to data breaches.

Zurich understands the risks facing accounting firms. It’s why we deliver a variety of insurance products for the needs of accounting firms — from traditional Property and Casualty Insurance coverages to specialized products attuned to the unique needs of accounting firms.

For more information, contact:

Stan Bernard
Head of Financial Institutions
and Professional Services
U.S. Middle Market
Mobile: 201-207-3974
stanley.bernard@zurichna.com

Why choose Zurich for Accountant and CPA Insurance?

Zurich offers a “one-stop-shop” solution suite of insurance products, including Property and Casualty, Financial Lines (Errors & Omissions, Employment Practices Liability, etc.), Cyber Insurance and International coverages:

Insurance solutions for Accountants and CPAs

Property coverages

  • Business Income/Billable Hours
  • IT Service Provider
  • Flexible Extended Period of Indemnity Options
  • Unintentional Errors or Omissions
  • Better Green– coverage to rebuild to same or higher green standard automatically included via sublimit after a covered loss
  • Accounts Receivables, Valuable Papers, Computer Systems and Fine Arts limits
  • Ordinance or law applies to all covered property and time element loss, not just buildings
  • Loss of Utilities includes overhead lines
  • Broad personal property definition includes Personal Property of others in your care, custody and control

Casualty coverages

General Liability

  • Broad Named Insured (includes Partnerships, Joint Ventures, and LLC’s)
  • Automatic Blanket Additional Insured coverage
  • Automatic Waiver of Right of Subrogation and primary non-contributory wording
  • Definition of Bodily Injury includes mental anguish, mental injury, shock, fright, or death

Workers’ Compensation

  • Level and variable dividend options available
  • Loss sensitive programs available
  • to Headcount auditable options
  • Pay-as-you-go payroll options

Auto

  • Broadening coverage endorsement that adds 23 extensions in one form

Umbrella

  • Crisis Reimbursement
  • Essential Executive coverage

International coverages

Exporter Solutions

  • Coverage for domestic companies moving into the global arena

Zurich Envoy®

  • Coverage for companies with an established foreign presence

Zurich Envoy® Global Property:

  • Coverage for larger and more complex risks. Our "all-risk" property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance.

Zurich Travel Assist

  • Provides concierge services (e.g., forgotten prescription, lost passport) and facilitation for medical and security needs
  • Zurich Business Travel Solution with broad coverage for medical care, repatriation, AD&D, loss of personal property and more
  • Kidnap & Ransom coverage with up to $5 million in limits and access to a premier crisis consultancy