Professional Services Insurance
Why choose Zurich for Professional Services insurance?
Zurich understands the property and liability risks faced by professional services firms. We provide professional services businesses of all sizes with a single source for a wide array of traditional insurance coverages, such as Property, General Liability, Auto and Workers’ Compensation, as well as specialty coverages like Management and Professional Liability, Cyber and International coverages. Solutions backed by Risk Engineering insights can help mitigate risk, delivered with exceptional Claims services your business deserves.
Targeted classes for Professional Services
Professional Services resources
Insurance solutions for Professional Services firms
- Business Income/Billable Hours
- IT Service Provider
- Flexible Extended Period of Indemnity options
- Unintentional Errors or Omissions
- Better GreenTM - coverage to rebuild to same or higher green standard automatically included via sublimit after a covered loss
- Flexible Accounts Receivables, Valuable Papers, Computer Systems and Fine Arts limits
- Ordinance or Law applies to all covered property and time element loss, not just buildings
- Loss of Utilities includes overhead lines
- Broad personal property definition includes personal property of others in your care, custody and control
Exporter Solutions
- Coverage for domestic companies moving into the global arena
Zurich Envoy®
- Coverage for companies with an established foreign presence
Zurich Envoy® Global Property
- Coverage for larger and more complex risks, our "all-risk” Property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance.
Zurich Travel Assist
- Provides concierge services (e.g., forgotten prescription, lost passport) and facilitation for medical and security needs
- Zurich Business Travel Solution with broad coverage for medical care, repatriation, AD&D, loss of personal property and more
- Kidnap & Ransom coverage with up to $5 million in limits and access to a premier crisis consultancy
- Broad Named Insured (includes Partnerships, Joint Ventures, and LLC’s)
- Automatic Blanket Additional Insureds
- Automatic Waiver of Right of Subrogation and primary non-contributory conditions
- Definition of Bodily Injury includes mental anguish, mental injury, shock, fright or death
- Broad Named Insured (includes Partnerships, Joint Ventures, and LLC’s)
- Automatic Blanket Additional Insureds
- Automatic Waiver of Right of Subrogation and primary non-contributory conditions
- Definition of Bodily Injury includes mental anguish, mental injury, shock, fright or death
- Coverage options for publicly traded, private and nonprofit companies as well as initial public offerings (IPOs).
- Every member of our D&O claims team is an attorney with broad knowledge of the current litigation environment and an understanding of global exposures.
- A global footprint that can deliver effective solutions for international programs of U.S.-domiciled multinational companies.
- Broad coverage for companies, their executives and employees from discrimination lawsuits and other allegations of employment-related violations
- Risk management services to help your organization establish proactive governance
- Third-party liability coverage available in our base form
- Advancement of defense costs on a current basis
- No restrictions to panel counsel lists
- Full severability of cooperation to insured
Zurich’s E&O insurance, also called Professional Liability Insurance, is designed to deliver solutions and peace of mind. We can help cover expenses associated with:
- Defense costs
- Court fees
- Settlements or judgements
- Crisis management
Zurich’s Cyber Insurance Policy helps address the cyber risks customers face. Our product helps customers respond rapidly to the impacts of cyber attacks, with advice and help from dedicated cyber risk professionals.
Meet our Professional Services specialist
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Risk Engineering
Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.
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Claims Services
Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.
Learn moreFAQs
Like all enterprises, professional services firms are subject to financial loss due to a host of unexpected risks. Any of these contingencies can severely impact your bottom line and your ability to serve your clients effectively. Here are some examples of the kinds of scenarios that Zurich Professional Services Insurance programs are designed to protect against:
- A law firm’s network is hacked, exposing highly confidential client information to cyber criminals.
- A management consultant working on an overseas project is injured while traveling internationally.
- An overnight sprinkler leak in an architectural office destroys computer hardware and physical designs being prepared for clients.
- An accountant makes an error in a customer’s electronic tax filing, resulting in serious penalties to the client.
- An ad agency account executive is injured in a car accident on her way to a client presentation. The third party in the other car is also injured and files a lawsuit.
