Insurance for banks

Property Insurance

Zurich’s broad all risk property form addresses the exposures that financial institutions face including:

• Technology Service Provider
• Unintentional Errors or Omissions
• Flexible Extended Period of Indemnity options
• Better Green™ - coverage to rebuild to same or higher green standard automatically included via sublimit after a covered loss
• Flexible Accounts Receivables, Valuable Papers, Computer Systems and Fine Arts limits
• Ordinance or Law applies to all covered property and time element loss, not just buildings
• Loss of Utilities includes overhead lines
• Broad personal property definition includes Personal Property of others in your care, custody and control

General Liability

Coverage highlights that include:

• Broad Named Insured (includes Partnerships, Joint Ventures and LLC’s)
• Automatic Blanket Additional Insured
• Automatic Waiver of Right of Subrogation and primary non-contributory conditions
• Drive-through Automated Teller Machine (ATM) Property Damage
• Definition of Bodily Injury includes mental anguish, mental injury, shock, fright or death

Umbrella

• Crisis Reimbursement
• Essential Executive coverage

International Coverage

Coverage can include solutions for:

Exporter Solutions

• Coverage for domestic companies moving into the global arena

Zurich Envoy®

• Coverage for companies with an established foreign presence

Zurich Envoy® Global Property

• Coverage for larger and more complex risks, our "all risk" property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance.

Zurich Travel Assist

• Provides concierge services (e.g., forgotten prescription, lost passport) and facilitation for medical and security needs

Management and Professional Liability

• Directors and Officers (D&O), Employment Practices Liability (EPL), Fiduciary Liability and Crime
• Professional Liability or Errors &Omissions (E&O)
• Cyber

Workers’ Compensation

Flexible options that include:

• Level and variable dividend options available
• Loss sensitive programs available
• Headcount retrospective options
• Pay-as-you-go payroll options