Insurance for Manufacturers
What is insurance for Manufacturers?
Why choose Zurich for Manufacturing insurance?
Our success is driven by our unsurpassed global capabilities, holistic approach and tailored services. Customers benefit from Zurich’s ability to help customers navigate and develop effective, forward-looking strategies to solve for the risks of tomorrow.
View our resources for insurance solutions for manufacturing
Erin Terpack
Head of Manufacturing and Technology
U.S. Middle Market
Phone: 412-260-4632
Tom Doyle
AVP, Industry Practice Director
U.S. Middle Market
Phone: 414-617-7738
Scott Jones, CPCU
AVP Industry Practice Director
U.S. Middle Market
Phone: 415-914-4997
Trey Warman, CPCU
AVP Industry Practice Director
U.S. Middle Market
Phone: 443-960-5306
Targeted industries for Manufacturing
Zurich's appetite for manufacturing is focused on:
Federal Government Contractors
Metalworks
Industrial Machinery Manufacturing
Plasticworkers
Printers
Auto Parts Manufacturers
Insurance solutions for Manufacturers
Property coverages
Zurich’s broad all-risk Property form addresses exposures that manufacturing companies face. Coverage highlights include, but are not limited to:
- Broad definition of real and personal property.
- Real property does not exclude insureds interest in underground pipes, flues, drains and other permanent structures.
- Personal property includes personal property of others and computer systems.
- Equipment breakdown coverage is included with no sublimit.
- Ordinance or Law applies to all covered property and time element loss, not just buildings.
- Better GreenTM – coverage to rebuild to same or higher green standard is automatically included via sublimit after a covered loss.
- Loss of Utilities includes overhead lines.
- Business Interruption additional coverages Ingress/Egress and/or Civil Authority can include flood and earthquake for covered locations.
- Natural catastrophe limits and deductibles are scheduled on declaration page and not subject to revision at time of loss.
Workers’ Compensation
Flexible options include:
- Level and variable dividend plans
- Loss sensitive programs
- Pay-as-you-go payroll solutions
General Liability
General Liability Industry specific endorsements providing 25 enhancements to coverage such as:
- Broad Form Named Insured and Newly Acquired Entities for any organizations.
- Automatic Additional Insureds.
- Automatic Waiver of Subrogation and Primary Non-Contributory conditions.
- Bodily Injury includes mental anguish, mental injury, shock, fright or death.
- Incidental medical services, Good Samaritan Acts and Co-Employee extensions.
All perils included for property damage to Premises Rented to You Broadened contractual liability.
Manufacturers’ Errors and Omissions (E&O)
Covers manufacturing mistakes or negligent service resulting in third-party financial loss not covered under traditional General Liability Insurance.
International
One of the industry’s largest networks, providing coverage in 210 countries and territories
- Regionally based International Underwriting teams with expertise in navigating foreign legal, licensing and tax requirements
- A dedicated, 75-person servicing team for international programs
- Uniform claims-handling globally, with a U.S.-based International Claims Coordinator acting as a single point of contact
Umbrella
We offer additional limits protecting against catastrophic claims beyond primary coverage.
Risk Engineering
- Cyber risk assessment including insights and guidance to better understand, manage and mitigate cyber risk
- Ergonomic review including wearable technology
- Industrial hygiene evaluation
- Machine-guarding evaluation
- Access to Safety Source’s complete online video library
- Infrared thermography
- Fleet program review and telematics implementation assistance
- Water intrusion and leak detection evaluation
Claims services
Zurich Claims specialists are strategically deployed across the U.S. and around the globe to help customers respond to and mitigate loss events, and to gain insights on becoming more resilient against future losses. Our claims tools and services include:
- An award-winning, Zurich-owned Customer Care Center available 24/7 1
- Concierge Customer Service Executive, acting as a dedicated resource for all claims and related inquires
- Access to digital programs that provide a transparent claims process
- Knowledgeable and reliable Claims staff with industry-specific expertise
- When utilized, integrated Medical Management program yields a 63% reduction in medical bills costs, on average2
- Risk Engineering Claims Analysis tool
- Disruptive event response and workplace violence training
1. Top Mid-size Contact Center as recognized by Contact Center World in 2021
2. Zurich North America Claims Finance 2021
