Insurance for Technology companies
Why choose Zurich for Technology insurance?
Zurich delivers high-tech insurance solutions with the experience, tools and resources needed to help hardware, software and service providers better understand risks and develop effective, forward-looking strategies to mitigate them. We provide insurance for technology companies that addresses the risks they face today and anticipates the risks they may face tomorrow.
Targeted classes for Technology
- Federal Government IT Contractors
- Hardware Manufacturers
- IT Consultants
- Resellers and System Integrators
- Software Providers
Technology insurance resources
Insurance solutions for Technology companies
Zurich’s broad all-risk Property form addresses the exposures that technology companies face. Highlights include:
- Real property does not exclude insureds’ interest in underground pipes, flues, drains and other permanent structures.
- Personal property includes personal property of others and computer systems.
- Equipment Breakdown coverage is included with no sublimit.
- Ordinance or Law applies to all covered property and time element loss, not just buildings.
- Better GreenTM – coverage to rebuild to same or higher green standard is automatically included via sublimit after a covered loss.
- Loss of Utilities includes overhead lines.
- BI additional coverages Ingress/Egress and/or Civil Authority can include flood and earthquake for covered locations.
- Natural catastrophe limits and deductibles are scheduled on declaration page and not subject to revision at time of loss.
- Level and variable dividend plans.
- Loss sensitive programs.
- Pay-as-you-go payroll solutions.
General Liability Industry specific endorsements providing 25 enhancements to coverage such as:
- Broad Form Named Insured and Newly Acquired Entities for any organizations.
- Automatic Additional Insureds.
- Automatic Waiver of Subrogation and Primary Non-Contributory conditions.
- Bodily Injury includes mental anguish, mental injury, shock, fright or death.
- Incidental medical services, Good Samaritan Acts and Co-Employee extensions.
All perils included for property damage to Premises Rented to You Broadened contractual liability.
- One of the industry’s largest networks, providing coverage in 210 countries and territories
- Regionally based multinational Underwriting teams with expertise in navigating foreign legal, licensing and tax requirements
- A dedicated, 75-person servicing team for multinational programs
- Uniform claims-handling globally, with a U.S.-based multinational Claims Coordinator acting as a single point of contact
Meet our Technology specialists
Trey Warman
Industry Practices Director
Federal Government Contractors
U.S. Middle Market
trey.warmaniii@zurichna.com
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Risk Engineering
Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.
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Claims Services
Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.
Learn moreFAQs
Technology insurance products and services help to protect hardware, software and service providers operating at the cutting edge of the digital frontier. Technology insurance is designed to respond to the particular risk management needs of tech companies, helping to protect their facilities, their employees and their business from disruption.
In addition, technology companies share elevated cyber risks due to the nature of their businesses. Cyber insurance can help protect both the end product and the integrity and trustworthiness of the product being integrated by technology users. Technology companies need help from a tech insurance company that understands your business and offers the solutions and services to help manage your risks.
