Employee Benefit Solutions
Why choose Zurich for supplemental benefit insurance?
The strength of Zurich’s Employee Benefit Solutions goes far beyond policy details. We offer a dedicated support team for coordination of plan development, marketing, administration onboarding, and program management. We provide you with a single point of contact, as well as administration that details processes, forms, and group/individual contact information. We’ll work with you to help simplify the administration of your program and we’re always ready to answer questions to help address your needs and those of your employees.
At Zurich, our customers' needs remain at the heart of everything we do.
Financial support after an accident
Accidents can happen at any time and while major medical insurance covers hospital bills, it often leaves a gap in covering related expenses. Voluntary Accident Insurance is designed to help bridge that gap, providing a lump-sum payment directly to the insured after a covered accident. This financial support can be used for anything from deductibles and co-pays to everyday living expenses like household and related incidental expenses following a covered accident.
For businesses, offering Voluntary Accident Insurance is a way to strengthen the overall benefits offering. It demonstrates a commitment to their well-being beyond the workplace, supporting workforce stability through structured benefits planning. By offering this additional accident coverage, employers strengthen their overall employee benefits strategy with structured financial protection. This structure clarifies available benefits following a covered accident.
Insurance solutions for Employee benefit
Coverage that makes a difference
We work with you to provide insurance solutions that address the specific needs of your employees. Our Voluntary Accident Insurance plans are designed to be flexible, offering a range of coverage options that can be tailored to your workforce. These plans can help employees cover costs associated with a wide variety of events.
Coverage often includes benefits for:
- Emergency room visits
- Hospital stays
- Fractures and dislocations
- Medical imaging and diagnostic tests
- Physical therapy and rehabilitation
By collaborating with Zurich, you can design a benefits package that provides additional accident coverage. This supports workforce stability and aligns with broader employee benefits strategy objectives. This approach supports structured accident coverage within your employee benefits strategy.
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FAQs
Zurich Employee Benefit Solutions are supplemental benefit insurance coverages (such as Hospital Indemnity, Group Personal Accident, Supplemental Gap Medical, Critical Illness, and Travel Protection and Business Travel Accident Insurance) that can be affordable options to help employees manage sudden, substantial out-of-pocket costs in an era of high deductibles and co-pays.
Zurich Employee Benefit Solutions offer businesses the flexibility to choose customizable health-related coverage options that offer workers a financial safety net for a range of illnesses and injuries with no restrictions on how the payout is used.
The so-called “Great Resignation” may have been jump-started by COVID-19, but most of the issues related to this tightening of the labor market are not pandemic-specific. In a Pew Research Center survey, 43% of respondents cited a dissatisfaction with benefits as a reason for leaving their jobs.2 As workers face rising out-of-pocket healthcare costs, the option of a supplemental insurance offering to help them manage those costs can be a very attractive incentive to join or stay with a company.
Zurich Employee Benefit Solutions can help ease stress and worry, allowing employees to perform at their full potential. A strong benefits package shows current and potential future employees that the company is investing in their health…and their future. In short, both employers and employees can benefit from a supplemental benefits plan.
1. Wooldridge, S. “Voluntary benefits: How they’ve become a must-have product for brokers.” BenefitsPRO. 28 June 2018.
2.Parker, Kim, and Juliana Menasce Horowitz. “Majority of workers who quit a job in 2021 cite low pay, no opportunities for advancement, feeling disrespected.” Pew Research Center. 9 March 2022.
3.Based on Zurich North America Closed Claims Net Promoter Score of 85 for 2021. Top Quartile TNPS threshold for insurance industry: 57 (2021). Source: Medallia.