
Insurance for Federal Government Contractors
Why choose Zurich for Federal Government Contractors insurance?
Zurich has experienced and dedicated underwriters that know the unique facets of how a Federal government contractor operates along with the protocols that a contractor needs to meet in order to secure an assignment. Our qualifications also include a broad appetite, global footprint and robust risk engineering capabilities.
Targeted classes for Federal Government Contractors
Medium sized businesses offering products or services to federal agencies in hundreds of NAICS, primarily in manufacturing, professional services, and technology categories.
Insureds performing prime or subcontract work for most federal agencies with a focus on the Department of Defense, NASA, the General Services Administration, and others.
- Medium sized
- Prime or sub to the federal government
- Generate revenue from federal contracts or grants
Federal Government Contractors resources
Insurance solutions for Federal Government Contractors
Zurich’s broad all-risk Property form addresses the exposures that federal government contractors. Highlights include:
- Broad Personal Property definition includes Property of others in your care, custody, or control with no exclusions for government furnished equipment and property (GFE and GFP)
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Business Income coverage form available including:
- Research and Development Continuing Expenses, including Extra Expense
- Dependent Premises Business Income coverage with no exclusion for DOD and government or customer sites
- Real property definition does not exclude insureds’ interest in underground pipes, flues, drains and foundations of buildings, machinery or boilers, paved surfaces, fences, retaining walls, radio, or television antennas, satellite, towers, signs, debris removal.
- Better GreenTM coverage to rebuild to same or higher green standard is automatically included via sublimit after a covered loss.
General Liability Industry specific endorsements providing 25 enhancements to coverage such as:
- Broad Form Named Insured and Newly Acquired Entities for any organizations.
- Automatic Additional Insureds.
- Automatic Waiver of Subrogation and Primary Non-Contributory conditions.
- Bodily Injury includes mental anguish, mental injury, shock, fright or death.
- Incidental medical services, Good Samaritan Acts and Co-Employee extensions.
Errors & Omissions coverage, blended with Cyber first and third party insurance is crucial in today’s digitally focused business environment. Pro Plus® is our E&O and Cyber product offered by our Technology Industry practice when paired with other coverages including Property, General Liability, Workers' Compensation and Umbrella liability. It may also be purchased separately.
Outside the Continental US (OCONUS)
- Defense Base Act Insurance in support of domestic programs for eligible contractors.
- Envoy Foreign package policies, encompassing trip travel offering and a combined Property and Casualty package.
- Business Travel Solutions with insurance coverages available to suit your other business travel needs.
Meet our Federal Government Contractors specialists

Risk Engineering
Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.
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Claims Services
Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.
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Federal government contractors have their own set of unique risk exposures with their day-to-day business operations. Zurich provides a broad range of property and liability coverages that are needed by today’s federal government contractors.