Workers' Compensation Insurance for Hospitality and Restaurant

Our workers' compensation program is tailored to meet the unique needs of industries such as restaurants, wineries, hotels, and microbreweries. Designed to provide comprehensive coverage, it ensures that employees in these fast-paced environments are protected from workplace injuries, accidents, and illnesses.

hospitality workers comp

Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-449-7184

Appetite

  • Restaurants
  • Hotels
  • Hotel Restaurant
  • Microbreweries
  • Wineries
  • Retail Bakeries
  • Bowing Lanes

Min Premium $10,000
Max Premium $200,000


Coverages offered

  • Workers’ Compensation

Geography

Multi State

 

  • Completed Acord 130 Application (Required)
  • 4 Years of Currently Valued Loss Runs (Required)
  • Experience Mod Worksheet (when applicable) (Required)
  • Supplemental Application

EL Limits

  • $100/$500/$100
  • $500/$500/$500
  • $1M/$1M/$1M
  • Fast Food Service
  • No delivery
  • No harvest work for wineries
  • No 24-Hour Operations
  • Admitted

Frequently Asked Questions

Why choose Zurich for Workers’ Compensation for hospitality and restaurant?

We work with a Program Administrator (PA) with a knowledgeable team who understand the fast-paced working environment of workers in the hospitality and restaurant industry. We are offering a solution to protect workers from workplace injury, accidents and illness.

What type of risks would be written under this program?

The eligible risks for this program include restaurants, hotels, hotel restaurants, microbreweries, and wineries.

Is there a minimum premium requirement for this program?

Yes, the minimum premium is $10,000.