E&S Retail Property Insurance

From shopping centers and stores to malls and restaurants, our E&S Retail Property program does not have restrictions on construction or any minimum occupancy requirements. Coverage includes Property and Equipment Breakdown with limits up to $25 million. Higher limits may be available depending on risk characteristics.

shopping mall

Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-762-7151

Appetite

  • Shopping center
  • Stores
  • Malls
  • Restaurants
  • Other retail
  • Limited critical flood or earthquake

Geography

  • Nationwide except Alabama, Arkansas, Florida, Kansas, Louisiana, Mississippi, Oklahoma, and Texas

Ineligible risks

  • Windstorm and hail in Tier 1 or Tier 2 counties

Coverages offered

  • Property and Equipment Breakdown
  • Named Perils to All-Risk
  • ACV and RCV valuation
  • No coinsurance with proper insurance to value ratio
  • Submission forms available upon request from this Program Administrator.
  • Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics.
  • Minimum premium: $10,000
  • Minimum deductible: $5,000
  • This program does not have restrictions on construction or any minimum occupancy requirements. This Program Administrator will entertain accounts that have had losses or are being non-renewed for low occupancy rates.
  • Non-admitted