E&S Retail Property Insurance
From shopping centers and stores to malls and restaurants, our E&S Retail Property program does not have restrictions on construction or any minimum occupancy requirements. Coverage includes Property and Equipment Breakdown with limits up to $25 million. Higher limits may be available depending on risk characteristics.
Business owners: Contact your insurance agent or broker
Insurance agents
Call a specialist now 844-819-1365
Appetite
- Shopping center
- Stores
- Malls
- Restaurants
- Other retail
- Limited critical flood or earthquake
Geography
- Nationwide except Alabama, Arkansas, Florida, Kansas, Louisiana, Mississippi, Oklahoma, and Texas
Ineligible risks
- Windstorm and hail in Tier 1 or Tier 2 counties
Coverages offered
- Property and Equipment Breakdown
- Named Perils to All-Risk
- ACV and RCV valuation
- No coinsurance with proper insurance to value ratio
- Submission forms available upon request from this Program Administrator.
- Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics.
- Minimum premium: $10,000
- Minimum deductible: $5,000
- This program does not have restrictions on construction or any minimum occupancy requirements. This Program Administrator will entertain accounts that have had losses or are being non-renewed for low occupancy rates.
- Non-admitted