E&S Assisted Living, Nursing Homes and Medical Facilities

This Zurich program provides coverage for all types of assisted living facilities, nursing homes and medical buildings with no restrictions on construction or age. Coverage limits up to $25 million. Higher limits may be available depending on risk characteristics.

retiree

Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-762-7151

Appetite

  • All types of assisted living
  • Nursing home
  • Medical buildings

Geography

  • Nationwide except Florida, Kansas, Oklahoma and Texas

Ineligible risks

  • Windstorm coverage in Tier 1 or Tier 2 counties

Geography

  • Property and Equipment Breakdown
  • Named Perils to All-Risk
  • ACV and RCV valuation
  • No coinsurance with proper insurance to value ratio
  • Limited critical Flood or Earthquake
  • Forms for submission provided upon request for contact from the Program Administrator
  • Three to five years of property loss history required
  • "In-house" limits up to $25 million for primary first loss and excess limits with more available upon referral
  • Non-admitted
  • There is no TIV restriction
  • The Program Administrator also offers an enhancement endorsement that provides additional coverage for Ordinance and Law, valuable papers, accounts receivable
  • Money and a host of other extensions to the policy