Insurance for Forestry, Logging and Sawmill Businesses

Lumber companies, timber companies and other businesses associated with forestry and logging face a multitude of risks related to the industry. For contractors, these risks can be even more significant, as their operations depend on their ability to be consistent in providing needed services to forestry-related customers.

Zurich Forestry Programs specializes in writing Inland Marine General Liability and Auto coverage for Logging and Wood Product manufactures.

logging trucks

Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-857-6721

Appetite

The following classes of business may be written in this program:

  • Logging and lumbering
  • Woodyard and sawmills
  • Chipping operations
  • Land clearing

Geography

  • Inland Marine and Commercial Auto: AL, AR, CT, DE, GA, IA, IL, IN, KS, KY, LA, ME, MA, MD, MI, MN, MS, MO, NE, NH, NJ, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, VT, VA, WV, WI
  • General Liability: AL, AR, GA, KY, LA, MI, MN, MS, NC, OK, SC, TN, VA, WV, WI

Inland Marine highlights

  • High in-house underwriting authority
  • Earthquake and Flood included
  • Valuation: actual cash value
  • 80% co-insurance
  • Minimum premium $1,000
  • 48-hour turnaround
  • Broad underwriting appetite
  • 30-day coverage for newly purchased equipment
  • A completed ACORD 125
  • ACORD 146 schedule of equipment
  • Currently valued loss runs for the most recent prior three years with details on all claims over $25,000, or a signed and dated no-loss letter from the insured for prior three years

Commercial Auto appointment and submission information: Please contact the Program Administrator.

  • Coverage for select logging contractors
  • Limited appointments
  • Admitted
  • In-house underwriting authority
  • Limits: $1 million
  • Limits: $1 million per occurrence/ $2 million aggregate
  • Logging and Lumbering Operations Enhancement endorsement at policy limits (sublimits available)

Frequently Asked Questions

What is logging and forestry insurance?

For contractors working with timber companies, lumber companies and other businesses related to logging and forestry, protecting equipment and tools against possible losses is essential. Bringing equipment to different woodlands worksites with different conditions can put operational demands on even the best-maintained equipment. Our Insurance for Forestry, Logging and Sawmill Businesses program can help mitigate against the risks these challenging environments pose to the machines and tools that keep you in business.

What is covered under forestry and logging insurance?

Our program includes an Inland Marine policy available to contractors that covers equipment, tools and machinery for logging and wood-product industries. For select logging contractors, the program also can include Commercial Auto coverage for trucks and other applicable vehicles.

What businesses are covered by logging and forestry insurance?

Our program for contractors covers logging and lumbering, woodyard and sawmills, chipping operations and land clearing. Coverage is available for those classes of business in over 30 states (see Geography above).