House Museum Insurance

Zurich’s House Museums program offers insurance coverage to qualified properties that are listed on the National Register of Historic Places and/or a state or local register of properties of historical significance. Our House Museums program is not designed for residential properties.

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Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-886-9392

Appetite

  • Historic house museums
  • Historical society structures
  • Small historical structures
  • Heritage houses
  • Memory museums

 Geography

  • Nationwide except Hawaii

Coverages offered

  • Property – Historic Replacement Cost, Guaranteed Cost, Cash Value Option
  • General Liability
  • Historic Tax Credit Recapture
  • Business Income
  • Commercial Auto
  • Depending on the line of business, ACORD applications (with completed SOV) and supplemental applications may be required.
  • Loss runs for the past five years and financials.
  • Valuation experience and historic appraisals from specialists who have reviewed historic properties nationwide.

Frequently Asked Questions

What is House Museum Insurance?

House museum property insurance may be essential in helping historically important structures continue to stand the test of time so they can be appreciated for generations to come. Coverage needs can range from core property protections (such as Historic Replacement Costs) to Historic Tax Credit Insurance, depending on public access to and business uses for the building. Buildings of historical importance have significant cultural and social value that affects their overall economic value and what’s needed to protect these architectural landmarks.

What kind of buildings are covered by House Museum Insurance?

Zurich’s House Museum Insurance program offers coverage to qualified properties listed on the National Register of Historic Places or a state or local register, or a building contributing to a historic district or built before 1950 and having the same coverage needs as listed designated historic properties. Our historic home coverage is designed for house museums (not residential).

Why choose Zurich for House Museum Insurance?

We work with a Program Administrator experienced in the many nuances impacting Property Insurance for historic buildings. We collaborate with appraisal and valuation specialists who not only understand the market but also appreciate how meaningful these structures are to their owners, operators, visitors and patrons.


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