DBA accident wraparound coverage
Defense Base Act accident and health coverage with benefits for death, injuries and disability is one of many specialty options included in the Zurich family of accident and health insurance solutions. We are one of the few carriers specializing in both primary and secondary DBA coverage with wraparound benefits. Even if we are not your primary coverage provider, we can still offer supplemental wraparound accident protection with business travel accident insurance benefits.
DBA coverage with Business Travel Accident insurance benefits
Our high-limited DBA coverage and accident and health insurance plans include wraparound benefits that protect international contractors against on and off-duty claims.
Coverage benefits include:
- 24-hour accident protection
- Occupational and non-occupational coverage
- High-limit AD&D benefits
- Coverage for out-of-country medical expenses
- 24/7 access to Zurich Travel Assist services
Our wraparound DBA coverage also includes business travel accident insurance with medical evacuation and repatriation benefits. For contractors in Iraq, Afghanistan, and high-risk areas, we offer war risk coverage plus equivalent accidental death insurance benefits for disappearance and exposure if an employee is presumed dead following an accident.
Mitigating risk with DBA coverage
Our fast-response claims department and efficient benefits coordination helps minimize risk for your company and employees. When your company has to file a DBA claim, we are here to jump-start the process and ensure compliance with reporting requirements. Our paperless claims system allows accident and health insurance cases to be assigned quickly for faster turnarounds.